Greg Hankinson , Director - Metropole Constructions
A major policy shift in New South Wales could transform how housing projects are funded and delivered – marking a bold move to tackle stalled construction and accelerate supply.
Announced as part of the 2025–26 State Budget, the new Pre-Sale Finance Guarantee is set to cut through one of the biggest headaches for developers: meeting pre-sales thresholds to secure funding.
The scheme promises up to $1 billion in guarantees at any one time, with support per project ranging from $5 million to $50 million.
Why does this matter? Because too often, solid developments with planning approval and market demand stall for months – or even years – while developers scramble to meet rigid pre-sale requirements.
With the government stepping in as a guarantor for up to 50% of those pre-sales, builders can get shovels in the ground sooner.
And there’s accountability built in because once a project is approved, construction must begin within six months. If dwellings remain unsold, developers can activate the guarantee, and the government will purchase them at a discounted rate – potentially turning them into affordable or social housing.
Industry groups are already applauding the scheme, calling it smart policy that addresses real-world barriers. For builders, it opens a timely window of opportunity to deliver homes faster, smarter, and with fewer financing roadblocks.
Bottom line? This isn’t just a budget line item – it’s a strategic play that could reshape housing delivery in NSW.
